APA-viite (7. p.)

Shoven, J. B., & Sialm, C. (1999). Asset location in tax-deferred and conventional savings accounts. National Bureau of Economic Research.

Chicago-viite (17. p.)

Shoven, John B., ja Clemens Sialm. Asset Location in Tax-deferred and Conventional Savings Accounts. Cambridge: National Bureau of Economic Research, 1999.

MLA-viite (9. p.)

Shoven, John B., ja Clemens Sialm. Asset Location in Tax-deferred and Conventional Savings Accounts. National Bureau of Economic Research, 1999.

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