APA (7th ed.) Citation

Cutler, D. M., & Zeckhauser, R. J. (1999). The anatomy of health insurance. National Bureau of Economic Research.

Chicago Style (17th ed.) Citation

Cutler, David M., and Richard J. Zeckhauser. The Anatomy of Health Insurance. Cambridge: National Bureau of Economic Research, 1999.

MLA (9th ed.) Citation

Cutler, David M., and Richard J. Zeckhauser. The Anatomy of Health Insurance. National Bureau of Economic Research, 1999.