Cita APA (7th ed.)

Williams, C. A., Smith, M. L., & Young, P. C. (1998). Risk management and insurance (8th ed.). Irwin/McGraw-Hill.

Cita Chicago (17th ed.)

Williams, C. Arthur, Michael L. Smith, i Peter C. Young. Risk Management and Insurance. 8th ed. Boston, Mass: Irwin/McGraw-Hill, 1998.

Cita MLA (9th ed.)

Williams, C. Arthur, et al. Risk Management and Insurance. 8th ed. Irwin/McGraw-Hill, 1998.