APA (7th ed.) Citation

Williams, C. A., & Heins, R. M. (1976). Risk management and insurance (3rd ed.). McGraw-Hill.

Chicago Style (17th ed.) Citation

Williams, C. Arthur, and Richard M. Heins. Risk Management and Insurance. 3rd ed. New York: McGraw-Hill, 1976.

MLA (9th ed.) Citation

Williams, C. Arthur, and Richard M. Heins. Risk Management and Insurance. 3rd ed. McGraw-Hill, 1976.