APA aipamena

Eloy, K. Z. C., Labada, M. E. C., Mancol, S. M. R., & Dacuyan, F. B. Barriers and enablers on the adoption of digital payments among retail consumers in Tacloban City.

Chicago Style aipamena

Eloy, Kristine Zaine C., Mikee Ellaine C. Labada, Shaina Marie R. Mancol, and Flordeliz B. Dacuyan. Barriers and Enablers on the Adoption of Digital Payments Among Retail Consumers in Tacloban City.

MLA aipamena

Eloy, Kristine Zaine C., et al. Barriers and Enablers on the Adoption of Digital Payments Among Retail Consumers in Tacloban City.