Παραπομπή σε μορφή APA (7η εκδ.)

Eloy, K. Z. C., Labada, M. E. C., Mancol, S. M. R., & Dacuyan, F. B. Barriers and enablers on the adoption of digital payments among retail consumers in Tacloban City.

Παραπομπή σε μορφή Chicago (17η εκδ.)

Eloy, Kristine Zaine C., Mikee Ellaine C. Labada, Shaina Marie R. Mancol, και Flordeliz B. Dacuyan. Barriers and Enablers on the Adoption of Digital Payments Among Retail Consumers in Tacloban City.

Παραπομπή σε μορφή MLA (9th εκδ.)

Eloy, Kristine Zaine C., et al. Barriers and Enablers on the Adoption of Digital Payments Among Retail Consumers in Tacloban City.