Cita APA (7th ed.)

Eloy, K. Z. C., Labada, M. E. C., Mancol, S. M. R., & Dacuyan, F. B. Barriers and enablers on the adoption of digital payments among retail consumers in Tacloban City.

Cita Chicago (17th ed.)

Eloy, Kristine Zaine C., Mikee Ellaine C. Labada, Shaina Marie R. Mancol, i Flordeliz B. Dacuyan. Barriers and Enablers on the Adoption of Digital Payments Among Retail Consumers in Tacloban City.

Cita MLA (9th ed.)

Eloy, Kristine Zaine C., et al. Barriers and Enablers on the Adoption of Digital Payments Among Retail Consumers in Tacloban City.