Cita APA (7th ed.)

Charitonenko, S., & Afwan, I. (2003). Commercialization of microfinance: Indonesia. Asian Development Bank.

Cita Chicago (17th ed.)

Charitonenko, Stephanie, i Ismah Afwan. Commercialization of Microfinance: Indonesia. [Manila]: Asian Development Bank, 2003.

Cita MLA (9th ed.)

Charitonenko, Stephanie, i Ismah Afwan. Commercialization of Microfinance: Indonesia. Asian Development Bank, 2003.