APA (7th ed.) Citation

Panganiban, R., Ymalay, B. D., & Young, N. S. The E-wallet effect: A study on college students' usage of e-wallet in Iloilo City in relation to consumer spending and saving behavior.

Chicago Style (17th ed.) Citation

Panganiban, Rubbee, Bethel Dawn Ymalay, and Nathalie Shane Young. The E-wallet Effect: A Study on College Students' Usage of E-wallet in Iloilo City in Relation to Consumer Spending and Saving Behavior. 2024.

MLA (9th ed.) Citation

Panganiban, Rubbee, et al. The E-wallet Effect: A Study on College Students' Usage of E-wallet in Iloilo City in Relation to Consumer Spending and Saving Behavior.