APA (7th ed.) Citation

Eledio, R. R., Lasanas, R. A. L., & Sabidalas, M. R. A. Credit management and the quality of life of target borrowers.

Chicago Style (17th ed.) Citation

Eledio, Razel R., Rose Ann L. Lasanas, and Ma. Riza A. Sabidalas. Credit Management and the Quality of Life of Target Borrowers. 2006.

MLA (9th ed.) Citation

Eledio, Razel R., et al. Credit Management and the Quality of Life of Target Borrowers.