Siwala, J. S. Factors that affect the willingness of the people to avail informal credit.
Chicago Style (17th ed.) CitationSiwala, Jacqueline S. Factors That Affect the Willingness of the People to Avail Informal Credit. 2003.
MLA (9th ed.) CitationSiwala, Jacqueline S. Factors That Affect the Willingness of the People to Avail Informal Credit.
Warning: These citations may not always be 100% accurate.