00000nam a2200000 i 4500 UP-1686042739784938829 Buklod 20241203144224.0 m |o d | cr ||||||||||| 241115s2020 enk u eng c 0198844751 (eBook) 9780198844754 (eBook) 21256889 DLC DLAW rda eng KJE 2191 S56 2020eb Singh, Dalvinder 1970- author. European cross-border banking and banking supervision Dalvinder Singh. Electronic resources. Oxford, United Kingdom Oxford University Press 2020. 1 online resource (xxiv, 289 pages) illustrations 26 cm text txt rdacontent computer rdamedia online resource nc rdacarrier Includes bibliographical references and index. European cross-border banking -- The ECB's supervision and SRB resolution : participating and non-participating member states -- The EU home and home-host dilemma : the prudential supervisory perspective -- EU non-performing loans and loan loss provisioning -- European bank insolvency and liquidation proceedings -- EU financial crisis management and containment. This new work provides timely analysis of the cross-border exercise of banking activity in the EU and its supervision, from the perspective of the 'home-host rule'. It examines the current system and the efficacy of recent reforms considering whether the centralisation of decision making and a more effective mutualisation of financing tools could increase the efficiency of the EU banking system and reduce the asymmetry of information between home and host authorities. This book analyses how far recent reforms under the banking union regime have addressed these issues to ensure the integrity and stability of the European integration project. It utilises data to illustrate the cross border exposures between member states and how they influence home and host decision making. But it equally explores those areas that still remain within the national discretion such as non-performing loans, insolvency-liquidation of banks and deposit protection arrangements, to mention a few. The book analyses the main pillars of the banking union: the single supervisory mechanism (SSM); and the Single Resolution Mechanism (SRM) and the proposed European Deposit Insurance Scheme (EDIS); and the related tools designed to provide crisis management under the European Stability Mechanism (ESM). As such the work considers the impact of the Single Rulebook. In considering these pieces of regulation and mechanisms the book analyses how international standards and EU requirements undertake to divide responsibilities between the home and host state and the extent to which they align interests between the home and host and minimise potential conflicts of interests. In this analysis examples from a set of EU cross-border banks are used to illustrate the workings of home and host relationship between Member States and Third Countries, and the benefits of participating in centralisation of decision making and mutualisation of financing in resolution and depositor protection. Banking law Electronic books European Union countries. Banking law. fast (OCoLC)fst00826811. International economic integration. fast (OCoLC)fst00976879. European Union countries Economic integration. European Union countries. fast (OCoLC)fst01269470. https://doi.org/10.1093/oso/9780198844754.001.0001 click here to access Available to all UP Students University of the Philippines, College of Law FO UPD DLAW KJE 2191 S56 2020 Electronic Resource