Παραπομπή σε μορφή APA (7η εκδ.)

Ashraf, N., Gons, N., Karlan, D. S., & Yin, W. (2003). A review of commitment savings products in developing countries. Asian Development Bank.

Παραπομπή σε μορφή Chicago (17η εκδ.)

Ashraf, Nava, Nathalie Gons, Dean S. Karlan, και Wesley Yin. A Review of Commitment Savings Products in Developing Countries. Manila: Asian Development Bank, 2003.

Παραπομπή σε μορφή MLA (9th εκδ.)

Ashraf, Nava, et al. A Review of Commitment Savings Products in Developing Countries. Asian Development Bank, 2003.