Ashraf, N., Gons, N., Karlan, D. S., & Yin, W. (2003). A review of commitment savings products in developing countries. Asian Development Bank.
Chicago Style (17. basım) AtıfAshraf, Nava, Nathalie Gons, Dean S. Karlan, ve Wesley Yin. A Review of Commitment Savings Products in Developing Countries. Manila: Asian Development Bank, 2003.
MLA (9th ed.) AtıfAshraf, Nava, et al. A Review of Commitment Savings Products in Developing Countries. Asian Development Bank, 2003.
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