APA (7th ed.) Citation

Clarete, C. V. (1999). The pre-need industry: Does it need another regulatory body? Philippine Graphic.

Chicago Style (17th ed.) Citation

Clarete, Celia V. "The Pre-need Industry: Does It Need Another Regulatory Body?" Philippine Graphic 1999.

MLA (9th ed.) Citation

Clarete, Celia V. "The Pre-need Industry: Does It Need Another Regulatory Body?" Philippine Graphic, 1999.