APA aipamena

Zobel de Ayala II, J. A. (2003). The challenges and opportunities in the Philippine Services Sector. SGV Review.

Chicago Style aipamena

Zobel de Ayala II, Jaime Augusto. "The Challenges and Opportunities in the Philippine Services Sector." SGV Review 2003.

MLA aipamena

Zobel de Ayala II, Jaime Augusto. "The Challenges and Opportunities in the Philippine Services Sector." SGV Review, 2003.