Cita APA (7a ed.)

Zobel de Ayala II, J. A. (2003). The challenges and opportunities in the Philippine Services Sector. SGV Review.

Cita Chicago Style (17a ed.)

Zobel de Ayala II, Jaime Augusto. "The Challenges and Opportunities in the Philippine Services Sector." SGV Review 2003.

Cita MLA (9a ed.)

Zobel de Ayala II, Jaime Augusto. "The Challenges and Opportunities in the Philippine Services Sector." SGV Review, 2003.