Cita APA (7th ed.)

Zobel de Ayala II, J. A. (2003). The challenges and opportunities in the Philippine Services Sector. SGV Review.

Cita Chicago (17th ed.)

Zobel de Ayala II, Jaime Augusto. "The Challenges and Opportunities in the Philippine Services Sector." SGV Review 2003.

Cita MLA (9th ed.)

Zobel de Ayala II, Jaime Augusto. "The Challenges and Opportunities in the Philippine Services Sector." SGV Review, 2003.