APA (7th ed.) Citation

Santos, V., & Tan, W. P. (2003). International financial reporting standards: Transition challenges for banks. SGV Review.

Chicago Style (17th ed.) Citation

Santos, V.L, and Wilson P. Tan. "International Financial Reporting Standards: Transition Challenges for Banks." SGV Review 2003.

MLA (9th ed.) Citation

Santos, V.L, and Wilson P. Tan. "International Financial Reporting Standards: Transition Challenges for Banks." SGV Review, 2003.

Warning: These citations may not always be 100% accurate.