Almazan, R. V. (2005). Microinsurance and mutual benefit associations as a solidarity based social protection system for the informal sector: The PAKISAMA mutual benefit experience. CSWCD Development Journal.
Chicago Style (17. basım) AtıfAlmazan, Rainier V. "Microinsurance and Mutual Benefit Associations as a Solidarity Based Social Protection System for the Informal Sector: The PAKISAMA Mutual Benefit Experience." CSWCD Development Journal 2005.
MLA (9th ed.) AtıfAlmazan, Rainier V. "Microinsurance and Mutual Benefit Associations as a Solidarity Based Social Protection System for the Informal Sector: The PAKISAMA Mutual Benefit Experience." CSWCD Development Journal, 2005.
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