Almazan, R. V. (2005). Microinsurance and mutual benefit associations as a solidarity based social protection system for the informal sector: The PAKISAMA mutual benefit experience. CSWCD Development Journal.
Lua i Stíl Chicago (17ú heag.)Almazan, Rainier V. "Microinsurance and Mutual Benefit Associations as a Solidarity Based Social Protection System for the Informal Sector: The PAKISAMA Mutual Benefit Experience." CSWCD Development Journal 2005.
Lua MLA (9ú heag.)Almazan, Rainier V. "Microinsurance and Mutual Benefit Associations as a Solidarity Based Social Protection System for the Informal Sector: The PAKISAMA Mutual Benefit Experience." CSWCD Development Journal, 2005.
Rabhadh: Seans nach mbeach na luanna seo go hiomlán cruinn i ngach uile chás.