APA (7th ed.) Citation

Laya, J. C. (1992). A note on the spread between borrowing and lending rates. Philippine Management Review.

Chicago Style (17th ed.) Citation

Laya, Jaime C. "A Note on the Spread Between Borrowing and Lending Rates." Philippine Management Review 1992.

MLA (9th ed.) Citation

Laya, Jaime C. "A Note on the Spread Between Borrowing and Lending Rates." Philippine Management Review, 1992.

Warning: These citations may not always be 100% accurate.