Cita APA (7th ed.)

Salazar, D. R. C. (2006). First-time adoption of IAS 39: Impact on selected Philippine universal banks. Philippine Management Review.

Cita Chicago (17th ed.)

Salazar, Dani Rose C. "First-time Adoption of IAS 39: Impact on Selected Philippine Universal Banks." Philippine Management Review 2006.

Cita MLA (9th ed.)

Salazar, Dani Rose C. "First-time Adoption of IAS 39: Impact on Selected Philippine Universal Banks." Philippine Management Review, 2006.