APA (7th ed.) Citation

Leyco, C. S., & Electronic payments. (2020). PH digital payment shift faces headwinds - NTRC. Manila Bulletin.

Chicago Style (17th ed.) Citation

Leyco, Chino S., and Electronic payments. "PH Digital Payment Shift Faces Headwinds - NTRC." Manila Bulletin 2020.

MLA (9th ed.) Citation

Leyco, Chino S., and Electronic payments. "PH Digital Payment Shift Faces Headwinds - NTRC." Manila Bulletin, 2020.

Warning: These citations may not always be 100% accurate.