TY  - JOUR
T1  - Three gives. IN Opinion [column]
JF  - Manila Standard
A1  - Manalo, Charlie V.
LA  - English
YR  - 2020
UL  - https://tuklas.up.edu.ph/Record/IPN-00000595321
KW  - Installment plan
KW  - Payment systems
KW  - Senate Bill No. 1473
ER  -