APA (7th ed.) Citation

Tenorio, A. (2004). Credit cards board up spenders in cashless time. Manila Times.

Chicago Style (17th ed.) Citation

Tenorio, Arnold. "Credit Cards Board Up Spenders in Cashless Time." Manila Times 2004.

MLA (9th ed.) Citation

Tenorio, Arnold. "Credit Cards Board Up Spenders in Cashless Time." Manila Times, 2004.

Warning: These citations may not always be 100% accurate.