APA (7th ed.) Citation

Tenorio, A. S. (2003). GSIS may shrink benefits so it can survive. Manila Times.

Chicago Style (17th ed.) Citation

Tenorio, Arnold S. "GSIS May Shrink Benefits so It Can Survive." Manila Times 2003.

MLA (9th ed.) Citation

Tenorio, Arnold S. "GSIS May Shrink Benefits so It Can Survive." Manila Times, 2003.

Warning: These citations may not always be 100% accurate.