APA (7th ed.) Citation

Lucas, D. L. (2003). PNB bad loans decline to 51%. Manila Times.

Chicago Style (17th ed.) Citation

Lucas, Daxim L. "PNB Bad Loans Decline to 51%." Manila Times 2003.

MLA (9th ed.) Citation

Lucas, Daxim L. "PNB Bad Loans Decline to 51%." Manila Times, 2003.

Warning: These citations may not always be 100% accurate.