APA (7th ed.) Citation

Cabrillos, J. M. (1997). Lower rates but higher yield. Manila Times.

Chicago Style (17th ed.) Citation

Cabrillos, Joy M. "Lower Rates but Higher Yield." Manila Times 1997.

MLA (9th ed.) Citation

Cabrillos, Joy M. "Lower Rates but Higher Yield." Manila Times, 1997.

Warning: These citations may not always be 100% accurate.