APA (7th ed.) Citation

Eugenio, H. V. (1997). Credit as indispensable economic tool. Manila Times.

Chicago Style (17th ed.) Citation

Eugenio, Haidee V. "Credit as Indispensable Economic Tool." Manila Times 1997.

MLA (9th ed.) Citation

Eugenio, Haidee V. "Credit as Indispensable Economic Tool." Manila Times, 1997.

Warning: These citations may not always be 100% accurate.