APA (7th ed.) Citation

Torres, T. P. (1997). Cash less banking, retail system seen with E-cash. Philippine Star.

Chicago Style (17th ed.) Citation

Torres, Ted P. "Cash Less Banking, Retail System Seen with E-cash." Philippine Star 1997.

MLA (9th ed.) Citation

Torres, Ted P. "Cash Less Banking, Retail System Seen with E-cash." Philippine Star, 1997.

Warning: These citations may not always be 100% accurate.