Torres, T. P. (1997). Cash less banking, retail system seen with E-cash. Philippine Star.
Chicago Style (17th ed.) CitationTorres, Ted P. "Cash Less Banking, Retail System Seen with E-cash." Philippine Star 1997.
MLA (9th ed.) CitationTorres, Ted P. "Cash Less Banking, Retail System Seen with E-cash." Philippine Star, 1997.
Warning: These citations may not always be 100% accurate.