APA (7th ed.) Citation

Desear, E. G. P. (1997). Plastic money: Using ATMs as debit cards. Manila Times.

Chicago Style (17th ed.) Citation

Desear, Ellen Grace P. "Plastic Money: Using ATMs as Debit Cards." Manila Times 1997.

MLA (9th ed.) Citation

Desear, Ellen Grace P. "Plastic Money: Using ATMs as Debit Cards." Manila Times, 1997.