APA (7th ed.) Citation

Nicdao, J. (2002). The convenience of e-banking. Manila Times.

Chicago Style (17th ed.) Citation

Nicdao, Joyce. "The Convenience of E-banking." Manila Times 2002.

MLA (9th ed.) Citation

Nicdao, Joyce. "The Convenience of E-banking." Manila Times, 2002.

Warning: These citations may not always be 100% accurate.