APA (7 वां संस्करण) प्रशस्ति पत्र

Ubac, M. L. (1998). Folks finding it harder to get higher SSS loans. Philippine Daily Inquirer.

शिकागो शैली (17वां संस्करण) प्रशस्ति पत्र

Ubac, Michael Lim. "Folks Finding It Harder to Get Higher SSS Loans." Philippine Daily Inquirer 1998.

एमएलए (9वां संस्करण) प्रशस्ति पत्र

Ubac, Michael Lim. "Folks Finding It Harder to Get Higher SSS Loans." Philippine Daily Inquirer, 1998.