APA (7th ed.) Citation

Perpeña, E. C. (2001). Poor quality loans. Manila Times.

Chicago Style (17th ed.) Citation

Perpeña, Ed C. "Poor Quality Loans." Manila Times 2001.

MLA (9th ed.) Citation

Perpeña, Ed C. "Poor Quality Loans." Manila Times, 2001.

Warning: These citations may not always be 100% accurate.