APA aipamena

Perpeña, E. C. (2001). Time is ripe to reform the banking system. Manila Times.

Chicago Style aipamena

Perpeña, Ed C. "Time Is Ripe to Reform the Banking System." Manila Times 2001.

MLA aipamena

Perpeña, Ed C. "Time Is Ripe to Reform the Banking System." Manila Times, 2001.