Cita APA (7a ed.)

Perpeña, E. C. (2001). Time is ripe to reform the banking system. Manila Times.

Cita Chicago Style (17a ed.)

Perpeña, Ed C. "Time Is Ripe to Reform the Banking System." Manila Times 2001.

Cita MLA (9a ed.)

Perpeña, Ed C. "Time Is Ripe to Reform the Banking System." Manila Times, 2001.