APA (7th ed.) Citation

Perpeña, E. C. (2001). Time is ripe to reform the banking system. Manila Times.

Chicago Style (17th ed.) Citation

Perpeña, Ed C. "Time Is Ripe to Reform the Banking System." Manila Times 2001.

MLA (9th ed.) Citation

Perpeña, Ed C. "Time Is Ripe to Reform the Banking System." Manila Times, 2001.