Perpeña, E. C. (2001). Time is ripe to reform the banking system. Manila Times.
Dyfyniad Arddull ChicagoPerpeña, Ed C. "Time Is Ripe to Reform the Banking System." Manila Times 2001.
Dyfyniad MLAPerpeña, Ed C. "Time Is Ripe to Reform the Banking System." Manila Times, 2001.
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