Cita APA (7th ed.)

Perpeña, E. C. (2001). Time is ripe to reform the banking system. Manila Times.

Cita Chicago (17th ed.)

Perpeña, Ed C. "Time Is Ripe to Reform the Banking System." Manila Times 2001.

Cita MLA (9th ed.)

Perpeña, Ed C. "Time Is Ripe to Reform the Banking System." Manila Times, 2001.