APA (7th ed.) Citation

Sy, M. (1998). Banks increasing spreads on loans. Manila Times.

Chicago Style (17th ed.) Citation

Sy, Marvin. "Banks Increasing Spreads on Loans." Manila Times 1998.

MLA (9th ed.) Citation

Sy, Marvin. "Banks Increasing Spreads on Loans." Manila Times, 1998.

Warning: These citations may not always be 100% accurate.