APA (7th ed.) Citation

Villaviray, J. R. (1999). Espiritu on FM funds: It's now or never. Manila Times.

Chicago Style (17th ed.) Citation

Villaviray, Johanna R. "Espiritu on FM Funds: It's Now or Never." Manila Times 1999.

MLA (9th ed.) Citation

Villaviray, Johanna R. "Espiritu on FM Funds: It's Now or Never." Manila Times, 1999.

Warning: These citations may not always be 100% accurate.