APA (7th ed.) Citation

Torrijos, E. R., & Dumlao, M. D. C. (1999). Banks expect better times ahead. Philippine Daily Inquirer.

Chicago Style (17th ed.) Citation

Torrijos, Elena R., and Ma. Doris C. Dumlao. "Banks Expect Better Times Ahead." Philippine Daily Inquirer 1999.

MLA (9th ed.) Citation

Torrijos, Elena R., and Ma. Doris C. Dumlao. "Banks Expect Better Times Ahead." Philippine Daily Inquirer, 1999.

Warning: These citations may not always be 100% accurate.