Merk, R. T. (2000). Local banking: Shape of things to come. Philippine Star.
Chicago Style (17th ed.) CitationMerk, Roni Tapia. "Local Banking: Shape of Things to Come." Philippine Star 2000.
MLA (9th ed.) CitationMerk, Roni Tapia. "Local Banking: Shape of Things to Come." Philippine Star, 2000.
Warning: These citations may not always be 100% accurate.